Pension Mortgages

Enjoy tax efficiency with a pension mortgage

If you run your own business, or you are a company director, a Pension Mortgage may be the most tax efficient way to repay your homeloan.

With a pension mortgage, a lump-sum from the pension is used to repay the mortgage loan when the pension matures.

During the course of the mortgage, you make monthly payments which cover both the interest payable on the mortgage, and the investment required to build up an adequate pension.

The real benefit of a pension mortgage is that you receive tax relief not only on the mortgage interest repayments but also on your contributions to the pension fund.

And as it's a pension, your investment fund grows free of tax.